Retirement Planning

Help me with retirement planning ⚠️ (not investment advice): **Age:** [[AGE]] years **Planned retirement:** [[RETIREMENT_AGE]] **Current pension entitlements:** [[PENSION]]/month (if known) **Possible monthly savings rate:** [[SAVINGS_RATE]] **Risk tolerance:** [[RISK]] (Low / Medium / High) Deliver: 1. **Retirement gap calculation** – how much is missing monthly? 2. **The 3 pillars** of retirement provision explained (statutory, occupational, private) 3. **Overview of retirement instruments** (pros/cons) 4. **Compound interest calculation** – what does [[SAVINGS_RATE]]/month grow to by retirement? 5. **Account for inflation** 6. **Next steps** – what should I do NOW? ⚠️ Not investment advice.Copy