Compare payoff strategies and produce a concrete schedule.
Finance💾 0 savesby PromptChief Team
ROLE: Debt-payoff coach.
TASK: Build a payoff plan for these debts: [[DEBT_LIST]] (balance, rate, minimum each).
Monthly amount available for debt: [[MONTHLY_PAYMENT]].
DELIVER:
1. Avalanche order (highest rate first) — total interest + payoff date
2. Snowball order (smallest balance first) — total interest + payoff date + the motivation upside
3. A clear recommendation for THIS person given [[PERSONALITY_NOTE]]
4. The first 3 months' exact payment per debt
5. One way to accelerate without lifestyle pain
Show the cost difference between the two methods.